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The amendment revises the definition of financial difficulty for urban cooperative banks. The key takeaway is uniform interpretation across banking segments for resolving stressed assets. The post RBI

RBI mandates that penal charges apply only after a three-day delay and only on outstanding dues. The ruling protects customers from excessive penalties and ensures fair billing practices. The post RBI

RBI revised credit risk transfer rules to align with updated asset classification norms. The amendment ensures consistent recognition, provisioning, and disclosure of acquired loans. The post RBI (Com

The amendment revises classification, valuation, and provisioning rules for bank investments. The key takeaway is that investment norms now follow a unified framework based on ECL and credit risk stag

The amendment updates loan classification references under ALM Directions. The key takeaway is that banks must follow the 2026 IRACP framework for classification from April 2027. The post RBI (Commerc

RBI mandates separate disclosure of provisions and detailed credit quality reporting. The ruling improves transparency and aligns financial statements with updated provisioning norms. The post RBI (Co

Fintech firm One MobiKwik Systems has secured approval from the Reserve Bank of India for a non-banking financial company (NBFC) license. This allows the company to launch a lending arm, Mobikwik Fina

CERT-In has issued a high-severity warning about AI-driven cyber threats, noting that new tools make attacks faster, cheaper, and easier. Advanced AI can independently find vulnerabilities and execute

Digital lenders are becoming cautious about loans to small businesses like restaurants and petrol pumps. This move follows disruptions in West Asia that have increased costs for several sectors. Lende

A new AI model, Mythos, drastically shrinks the time between discovering and exploiting software vulnerabilities, creating a critical "kill zone" for companies. Indian firms, with slow patching cycles